PAYMENT SOLUTIONS
Payment and Banking solutions for you and your customers' business needs.

Payment Solutions for Financial Innovators
Multitude Bank delivers robust and scalable account and payment infrastructure across Europe. Powering fintechs and payment service providers, our suite of services supports real-time operations in key currencies and markets.

Account services
Open and manage multiple account types to suit your operational and regulatory needs — accessible via API, SWIFT, or our user interface.
- Payments Accounts – EUR, SEK, CZK and DKK
- Virtual Local Accounts – SEK, CZK and DKK
- Virtual IBANs – EUR
- Safeguarding Accounts – EUR, SEK, CZK and DKK
- Bankgirot ID Accounts – SEK (limited to B2B)

Payment services
Access high-speed domestic and cross-border payment rails in Europe — designed for scale and efficiency.
- SEK – Bankgirot (ID), DCL, RIX-inst
- CZK – Regular & Instant
- EUR – SEPA, SEPA Instant, Direct Debit and Target2
- DKK – Regular & Instant

Why Multitude Bank?
- Regulated EU Credit Institution
- Multi-rail, multi-currency expertise
- API-first delivery, built for fintech scale
- Safeguarding account capabilities
- Strong Nordic and CEE coverage
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