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PAYMENT SOLUTIONS

Payment and Banking solutions for you and your customers' business needs.

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Payments in Europe

Payment Solutions for Financial Innovators

Multitude Bank delivers robust and scalable account and payment infrastructure across Europe. Powering fintechs and payment service providers, our suite of services supports real-time operations in key currencies and markets.

Account products at Multitude Bank

Account services

Open and manage multiple account types to suit your operational and regulatory needs — accessible via API, SWIFT, or our user interface.

  • Payments Accounts – EUR, SEK, CZK and DKK
  • Virtual Local Accounts – SEK, CZK and DKK
  • Virtual IBANs – EUR
  • Safeguarding Accounts – EUR, SEK, CZK and DKK
  • Bankgirot ID Accounts – SEK (limited to B2B)
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Payments presentation

Payment services

Access high-speed domestic and cross-border payment rails in Europe — designed for scale and efficiency.

  • SEK – Bankgirot (ID), DCL, RIX-inst
  • CZK – Regular & Instant
  • EUR – SEPA, SEPA Instant, Direct Debit and Target2
  • DKK – Regular & Instant
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Why Multitude Bank?

  • Regulated EU Credit Institution
  • Multi-rail, multi-currency expertise
  • API-first delivery, built for fintech scale
  • Safeguarding account capabilities
  • Strong Nordic and CEE coverage

Let's build together!

Partner with us to unlock smarter payment flows across Europe.

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© 2026 Multitude Bank

© Multitude Bank p.l.c., ST Business Centre 120, The Strand, Gzira, GZR 1027 Malta. Multitude Bank p.l.c., registered under the laws of Malta with registration number C56251, licensed by the Malta Financial Services Authority as a credit institution in terms of the Banking Act.