Payment Solutions for Financial Innovators
Multitude Bank delivers robust and scalable account and payment infrastructure across Europe. Powering fintechs and payment service providers, our suite of services supports real-time operations in key currencies and markets.
Account services
Open and manage multiple account types to suit your operational and regulatory needs — accessible via API, SWIFT, or our user interface.
- Payments Accounts – EUR, SEK, CZK and DKK
- Virtual Local Accounts – SEK, CZK and DKK
- Virtual IBANs – EUR
- Safeguarding Accounts – EUR, SEK, CZK and DKK
- Bankgirot ID Accounts – SEK (limited to B2B)
Payment services
Access high-speed domestic and cross-border payment rails in Europe — designed for scale and efficiency.
- SEK – Bankgirot (ID), DCL, RIX-inst
- CZK – Regular & Instant
- EUR – SEPA, SEPA Instant, Direct Debit and Target2
- DKK – Regular & Instant
Why Multitude Bank?
- Regulated EU Credit Institution
- Multi-rail, multi-currency expertise
- API-first delivery, built for fintech scale
- Safeguarding account capabilities
- Strong Nordic and CEE coverage
