CORPORATE FINANCING
Tailored Secured Debt, an innovative credit facility solution offered by Multitude Bank, empowers our fintech ecosystem to channel institutional capital effectively towards Lending and Real Estate stakeholders.
Heavy Finance - Financing Sustainable Agricultural Loans through SPV structure
Through a debt-asset securitization structure involving a dedicated SPV, Wholesale Banking committed €14 million to support over 500 European agricultural businesses, via loans originated by HeavyFinance. Backed by a portfolio guarantee from the European Investment Fund (EIF), the transaction reflects Wholesale Banking's capacity to structure innovative, impact-oriented transactions that channel capital into high-potential sectors.
Hoovi - Enabling FinTech Growth through Structured Bond Financing
Wholesale Banking provided €8 million in funding to Hoovi, a fast-growing Estonian FinTech specializing in embedded credit and hire-purchase solutions for merchants and SMEs. The transaction was structured as a tailored bond issuance, reinforcing the Bank’s commitment to enabling FinTech growth through customized, scalable capital solutions that support scalability, and product innovation.
Lomakylä Järvisydän - Backing Premium Hospitality Real Estate in Finland
A €23.5 million financing package from Wholesale Banking is supporting the continued growth of Lomakylä Järvisydän, a Finnish real estate company focused on high-end hospitality assets. The transaction enabled the acquisition and enhancement of multiple landmark hospitality properties in the Finnish Lakeland region. This case reflects Wholesale Banking's ability to support established operators and developers in the tourism and real estate sectors with tailored, asset-backed financing solutions that fuel long-term growth.
A variety of financing strategies prioritizing client needs
Bonds
Greater flexibility in terms of structuring privately placed bonds.
Loans
Favorable rates, flexible repayment terms and enhanced borrowing capacity.
Lending
Accelerate business expansion with our bespoke debt funding solutions, serving both customers in traditional markets and fintech.
Real estate
We empower both residential and commercial real estate developers to elevate their expansion and propel ambitious projects to new heights.
Our approach
Customized facilities
Focused on your requirements related to facility size and interest rates, effectively adjusted to the available collateral for pledge.
Flexible funding
Facilitated by adaptable term durations, payment schedules, earlier call options, and withdrawal possibilities in one or multiple tranches.
Available optionality
Enabled through our refinancing availability, financing structures and extension options.
Who can apply?
We are excited to provide you a quote on how Multitude Bank's corporate financing can help your business if you meet this criteria:
- Greater than €5 million loan request
- Greater than 2 years of company operations
- A demonstrated, profitable business model
- Unencumbered collateral, with a loan-to-value ratio of up to 85% for lending, and between 50 - 75% for real estate
- Your collateral is located within the EU
Get in touch with our team