CORPORATE FINANCING

Tailored Secured Debt, an innovative credit facility solution offered by Multitude Bank, empowers our fintech ecosystem to channel institutional capital effectively towards Lending and Real Estate stakeholders.

Corporate Financing

Heavy Finance - Financing Sustainable Agricultural Loans through SPV structure

Through a debt-asset securitization structure involving a dedicated SPV, Wholesale Banking committed €14 million to support over 500 European agricultural businesses, via loans originated by HeavyFinance. Backed by a portfolio guarantee from the European Investment Fund (EIF), the transaction reflects Wholesale Banking's capacity to structure innovative, impact-oriented transactions that channel capital into high-potential sectors.

Hoovi - Enabling FinTech Growth through Structured Bond Financing

Wholesale Banking provided €8 million in funding to Hoovi, a fast-growing Estonian FinTech specializing in embedded credit and hire-purchase solutions for merchants and SMEs. The transaction was structured as a tailored bond issuance, reinforcing the Bank’s commitment to enabling FinTech growth through customized, scalable capital solutions that support scalability, and product innovation.

A variety of financing strategies prioritizing client needs

Security

Bonds

Greater flexibility in terms of structuring privately placed bonds.

Shopping

Loans

Favorable rates, flexible repayment terms and enhanced borrowing capacity.

Lending

Lending

Accelerate business expansion with our bespoke debt funding solutions, serving both customers in traditional markets and fintech.

Real estate

Real estate

We empower both residential and commercial real estate developers to elevate their expansion and propel ambitious projects to new heights.

Our approach

Security

Customized facilities

Focused on your requirements related to facility size and interest rates, effectively adjusted to the available collateral for pledge.

Shopping

Flexible funding

Facilitated by adaptable term durations, payment schedules, earlier call options, and withdrawal possibilities in one or multiple tranches.

Security

Available optionality

Enabled through our refinancing availability, financing structures and extension options.

Who can apply

Who can apply?

We are excited to provide you a quote on how Multitude Bank's corporate financing can help your business if you meet this criteria:

  • Greater than €5 million loan request
  • Greater than 2 years of company operations
  • A demonstrated, profitable business model
  • Unencumbered collateral, with a loan-to-value ratio of up to 85% for lending, and between 50 - 75% for real estate
  • Your collateral is located within the EU

Get in touch with our team